Opting-Out & Opting-In

Opting-Out and Opting-In Periods

Health & Dental Insurance Change-of-Coverage Period
A Message from Your Health Plan Administrator: Welcome to the Winter Semester 2021. Starting January 1, 2021, please visit the Graduate Students’ Union website: www.utgsu.ca/insurance for the following:

Opt In and Opt Out Dates for students who start their program in January 2021:   January 1, 2021 to January 31, 2021 (no exceptions will  be made if you miss the deadlines)
– Link to the Opt Out site: www.studentcare.ca.
– Link to the Opt In site (for Couple/Family Opt In): www.studentcare.ca.
– Link to the 12 Month Extension After Graduation Opt In site: www.studentcare.ca.
– Links to the Benefit Booklet for 2020-2021: (1)  www.utgsu.ca/insurance  (2) www.studentcare.ca 

International Students Opting out for this Academic year

How to Opt-Out

To opt-out, you must show proof of equivalent insurance (not OHIP/UHIP). You must opt-out annually, at the beginning of the term you are first registered in. You cannot rejoin the plan after you have opted-out, so check the expiry date on your insurance.  Opt-outs are done online only.  Visit www.studentcare.ca to opt-out online.

How to Opt-In

To opt-in your dependents, you must opt them in annually, at the beginning of the term you are first registered in.  This is an annual plan.  You cannot opt-in your dependents for one semester only. Opt-in are done online only.  Visit www.studentcare.ca to opt-in online.

To purchase a 12 Month Extension after Graduation please Visit www.studentcare.ca.

Opting-Out and Opting-In Periods

Fall 2020: The Change of Coverage period for the Fall Semester is now closed.
Winter 2021: January 1 – January 31, 2021

Health and Dental Insurance Information for New Students starting in September 2020

Opt-In and Opt-Out Dates: September 1, 2020-September 30, 2020
Link to the Opt-Out site: Studentcare.ca
Link to the Opt-In site – for Couple/Family Opt-In: Studentcare.ca
Link to the 12 Month Extension After Graduation Opt-In site (for students who completed in June 30, 2020): Studentcare.ca
Links to the Benefit Booklet for 2020-2021: Studentcare.ca

Opt-Out Reimbursements

Fall Semester Opt-Out Reimbursements:

The Fall Semester opt-out refunds will be issued during the third week of November after the add/drop period is over. Cheques/Direct Deposits/E-Transfers will be mailed out during the third week of November. You should have received an email with an application number after you opted-out. That is your confirmation that your opt-out was successful. If you do not receive your refund by the middle of December, please send an email, including the confirmation email you received when you opted out (which has the application number), and your student number to: health@utgsu.ca and we will forward it to the broker for investigation.