Travel Insurance

Travel insurance is covered in your UTGSU Health and Dental Insurance (HDI) plan. You are covered for up to 120 days per trip. Students who are leaving on a recognized academic exchange are also covered for the duration of their exchange and for another 120 days before and after their approved exchange. They must remain Members of the UTGSU, pay fees to University of Toronto including the Health Plan fee and keep their provincial health-care coverage.

Please note: The UTGSU Travel Insurance does not cover you if you are going to your home country.

Travel Letters can be provided when applying for a Visa, or, if you wish to carry proof of coverage.  Please click on the following link: and complete the Support Form.  In the “Reason for Request” Question, you can select Travel Coverage and complete the Form by providing the details.  Please Note:  There is a 10-day turnaround time to process this request. Travel Insurance covers hospital, physician, and other services for emergency treatment of an injury or illness while travelling outside of the province in which you reside (including international travel). Return of remains is covered up to $40,000 CAD.  The maximum coverage is $5,000,000 CAD per lifetime.

When travelling outside your province of residence, you, and your family (if you opted in your family) are eligible for:

  • Worldwide medical coverage
  • Comprehensive medical benefits with up to $5 million per emergency
  • Trip cancellation:  Your Plan includes coverage for trip cancellation in case of a medical emergency.  You are covered up to $3,000 per trip for pre-paid, non-refundable trip expenses.
  • Trip interruption:  Your Plan includes coverage for trip interruption in case of a medical emergency.  You are covered up to $7,500 for each trip during the policy year.


We recommend that you review your detailed explanation of coverage prior to travelling. Details are available at