About UTGSU Health and Dental Insurance Plans
The University of Toronto Graduate Students’ Union (UTGSU) Supplementary Health and Dental Plan provides students with unique health benefits. The Plan was designed to provide many important services and cover expenses such as prescription drugs, health practitioners, medical equipment, travel health coverage, which are not covered by a basic health-care plan (i.e. OHIP) or the equivalent (such as UHIP for international students). Unfortunately, a large number of students do not have access to affordable extended insurance through employers. Student health plans are designed to provide this access and eliminate barriers to affordable health care.
UTGSU Health Plan Administrator
If you need assistance regarding coverage, opt-outs, and enrolments, please call the dedicated UTGSU Studentcare phone line at 1-866-358-4436 (Monday to Friday 9-5 PM) or visit www.studentcare.ca.
If you need assistance with claims inquiries, please call Green Shield at 1-888-711-1119.
Health and Dental Office Location
16 Bancroft Ave, 2nd Floor, Toronto, M5S 1C1.
Monday to Thursday: 10:00 am-4:00 pm
Benefit Coverage Period
For students who start their program in September, their coverage begins September 1, 2020 and ends on August 31, 2021. Unless you graduate at the end of the fall semester or leave your program at the end of the fall semester, your coverage is terminated on December 31, 2020 because you will not be assessed the winter fees. For students who are finishing their program in April, you have paid winter fees, therefore, your coverage expires August 31, 2020.
You may enroll your spouse (including a common law or same sex partner) and/or children as your dependents at the beginning of your first eligible term. Visit www.studentcare.ca for current rates and applications forms. You must apply in the first term in which you are registered (proof required).
Please note: Your dependents’ coverage is only valid as long as you are covered under the Plan. If you are graduating in December 2020 and wish to enrol your spouse and/or dependent children in the Plan this fall, you must commit to enrolling in the 12-Month Extended Insurance Plan for graduating students in writing by Sept. 30, 2020. The 12-Month Extended Insurance Plan covers you from Jan. 1 – Dec. 31, 2021. 50% of the family enrolment fee you paid in September 2020 will be deducted from the cost of the 12-Month Extended Insurance Plan fee that you will pay in January.
CUPE 3902 Top-up Plans
In order to be eligible for the CUPE 3902 Top Up Plan you MUST be a member of CUPE 3902 Unit 1 and have been employed for 30 hours of work during the plan year (September 1st to August 31st). You MUST also be enrolled in the UTGSU Health and Dental Plan. Email firstname.lastname@example.org or call (416) 593-7057.
Rexall Pharma Plus
Studentcare and Rexall Pharma Plus have partnered to provide you with savings on eligible medications reimbursed through your UTGSU Plan and selected Rexall brand products. Find a Rexall location near you today! Visit www.studentcare.ca for details.
CUPE 3902 Member Info – Top Up Plan
The University of Toronto Graduate Students’ Union (UTGSU) Health and Dental Plans will be working in conjunction with the CUPE 3902 Unit 1 Top-Up Plan. Both Plans are administered by Green Shield Canada.
In order to be eligible for the CUPE 3902 Top Up Plan you MUST be a member of CUPE 3902 Unit 1 who has been employed for at least 30 hours of work during the plan year (September 1st to August 31st). You MUST also be enrolled in the UTGSU Health and Dental Plan. Once eligible, you will have coverage retroactive to the start of the Plan Year of September 1st each year.
In order for your family to be eligible for the CUPE 3902 Top Up Plan they MUST also be enrolled in the UTGSU Health and Dental Plans. Visit www.studentcare.ca to opt in your family. You must apply in the first term in which you are registered (proof required). For Fall Session: Opt-in dates September 1, 2020-September 30, 2020. **No exceptions will be made if the opt-in date is missed**
How to Co-ordinate your Benefits
You can co-ordinate your benefits, that means you can use both plans, to receive up to 100% coverage. By completing both plan information, each medical expense can be claimed first against your UTGSU plan and then any remaining expenses against the CUPE 3902 Unit 1 Top Up Plan to the maximum amounts allowable. Visit CUPE 3902 Benefits for information on how to submit a Claim Form.